FAQ
Have questions? We have the answers.
We’ve compiled answers to the questions we hear most about financial planning, investments, and retirement. If you don’t see your question, our team is always happy to help.
FAQ
Frequently Asked Questions
Are you a fiduciary?
Yes. As fiduciary financial advisors, we are legally and ethically obligated to act in our clients’ best interests. This means every recommendation we make is guided by your goals—not by commissions or outside incentives—so you can have complete confidence in the advice you receive.
Are you independent?
Yes. As independent financial advisors, we aren’t tied to any single company or proprietary products—allowing us to offer objective advice and solutions that are always in your best interest.
What is your compensation structure?
We operate as a hybrid advisory firm, which means we can be compensated through either fees or commissions, depending on what best suits the client’s needs. Most of our clients choose a fee-based structure with no commissions, but in certain cases, a commission arrangement may be more appropriate—and we always disclose our compensation fully and transparently.
Does taking a commission ever conflict with your fiduciary duty?
Not necessarily. In certain situations, a commission-based transaction can be in the client’s best interest. As fiduciaries, we always ensure that any recommendation—whether fee-based or commission-based—is made with your goals and needs as the top priority.
Do your clients have online access to their account information?
Yes. We offer several secure online tools and mobile apps that give you convenient access to your accounts, statements, and tax documents anytime.
How often will I meet with my advisor?
The frequency of meetings depends on your needs and goals. Many clients meet with us quarterly or annually for formal reviews, but we’re always available for questions or adjustments in between to ensure your financial plan stays on track.
Do you have a minimum account size?
No. We value every client equally—whether you’re investing a little or a lot, we understand that your money represents your hard work and future goals.
Do you consider tax issues and implications with Clients?
Yes. However, we are not allowed to give formal tax advice. We always consider the tax implications of our recommendations to help clients make informed financial decisions.